Cash rating

CASH RATING EXPLAINED

Security Safes are generally classified in terms of cash ratings. A cash rating is the level of cover that an underwriter will give to the contents of the safe and can generally be multiplied by 10 times for jewellery or similar valuables i.e. £4000 cash cover would be £40000 . A cash rating is therefore also a very good indication of the security level of the safe, the higher the rating, the more security is offered.

You should note that different insurance companies can rate safes higher or lower for cash rating depending on the individual circumstances. It is important you should always check with your insurance company before purchasing a safe.

Safe testing

Since the late 1990’s there have been European Attack Test Standards that have been widely recognised by the insurance industry. These offer both the consumer and the insurer an independent, unbiased opinion on the security level of a safe. Burton Safes fully support the independent testing of safes and we have put the vast majority of our product range through European and UK tests where there an appropriate standard exists.

If you purchase a safe without independent testing and certification you are putting your valuables at risk. Click here to see how easy it is to open some cheaper, non certified electronic safes.

In recent years it has become apparent that not all test centres apply the European Standard as rigourously as others. We strongly recommend testing/certification via an EFSG (European Fire & Security Group) member - ECBS, VDS, SBSC, ICIM, CNPP- or the LPCB. EFSG members share data and information on current attack techniques, as well as moderating each others' testing. This ensures that the standard is applied euqally and just as imoprtantly to a, reliable level. If you purchase a safe that is certified by any other institution, you risk that safe not offering the expected level of security.

Below is a summary of the various standards that our safes are tested and certified to, along with their equivalent Cash Rating.

EN14450
S1: £2000 Cash Rating
S2: £4000 Cash Rating

EN1143-1
Grade 0: £6000 Cash Rating
Grade 1: £10,000 Cash Rating
Grade 2: £17,500 Cash Rating
Grade 3: £35,000 Cash Rating
Grade 4: £60,000 Cash Rating
Grade 5: £100,000 Cash Rating
Grade 6: £150,000 Cash Rating
Grade 7 - £250,000 Cash Rating
Grade 8 - £400,000 Cash Rating
Grade 9 - £650,000 Cash Rating
Grade 10 - £1,000,000 Cash Rating
Grade 11 - £1,500,000 Cash Rating
Grade 12 – £2,250,000 Cash Rating
Grade 13 - £3,500,000 Cash Rating

 

AIS Approved

Where you see the AIS (Association of Insurance Surveyors) logo on our products you can rest assured that this safe will be given its full rating by all major UK insurers. The badge means that the AIS have been given a copy of the test certificate and have recognised it to be a)valid and b) from a reputable test house. The safe will be listed in their Official Safe List that is used by many insurance companies around the country.

 

Fire Ratings

Many, safes will offer some protection from fire. However, like the cash ratings on a security safe, there are different levels of fire protection. There are European and American standards for fire protection which offer reliable, unbiased opinions on the reliability of a fire safe. These are generally broken down into safes that will protect paper documents and those that will protect computer media. The later is destroyed at a much lower temperature and so a specialist datasafe is required. Below is a list of the fire safe standards that our safes are tested to.

Please note that plate/single walled safes offer very limited protection against fire. You should also be very wary of any models which claim to have in-house tests, rather than official ratings. Any of our safes that have been independently fire tested are clearly labelled as such. We also show an in-house guide to the level of proetction offered across our entire range (see the red/organge flame symbol). The higher the number, the greater the fire protection that is offered.

 

Independent tests for paper documents

EN15659 LFS 30P: 30 minutes fire protection for paper at temperatures of up to 900oC

EN15659 LFS 60P: 60 minutes fire protection for paper at temperatures of up to 900oC

UL 72 Class 350: 60 minutes fire protection for paper at temperatures of up to 900oC

NT FIRE 017 60P: 60 minutes fire protection for paper at temperatures of up to 900ºC

 

Independent tests for computer media

EN1047 60D: 60 minutes fire protection for data/computer media at temperatures of up to 900ºC.

EN1047 60D: 90 minutes fire protection for data/computer media at temperatures of up to 900ºC.

EN1047 60D: 120 minutes fire protection for data/computer media at temperatures of up to 900ºC.

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